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First Time Buyers of Hesperia Real Estate May Qualify for Downpayment Assistance - If you are looking for Hesperia CA real estate and are a first time home buyer you may qualify for downpayment assistance from the City of Hesperia. Those who have not owned a home in the past three years may qualify too
First Time Buyers of Hesperia Real Estate May Qualify for Downpayment Assistance

 

NewswireToday - /newswire/ - Alta Loma, CA, United States, 2007/05/05 - If you are looking for Hesperia CA real estate and are a first time home buyer you may qualify for downpayment assistance from the City of Hesperia. Those who have not owned a home in the past three years may qualify too.

   
 
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The City of Hesperia First-Time Homebuyer Downpayment Assistance Program (DAP) is specifically designed to help those with lower incomes become real estate owners.

To qualify you must be a First-Time Homebuyer or not owned a home during the past three years or those that qualify as a "displaced homemaker" or a "single parent".

The potential Hesperia CA real estate owner shall have sufficient assets to provide a minimum 1% down payment, plus additional funds to pay for certain closing costs (estimated $2,000 - $3,000) and also have sufficient income and credit worthiness to qualify for primary financing.

The City of Hesperia Downpayment Assistance Program (DAP) will provide a portion of the eligible purchasers total Down payment. Any home that is purchased through the Downpayment Assistance Program (DAP) must be affordable.

The City shall provide a maximum Assistance of 35% of the purchase price up to $115,000 per household to pay for costs associated with the acquisition of Hesperia CA real estate. Such assistance shall be provided as gap finance, that is an amount only necessary to complete the purchase transaction.

This subsidy to be provided to eligible First-Time Homebuyers will be made as a 30 year, deferred loan. The principal is paid back in level payments over 30 years at a zero percent (0%) interest rate. The principle balance due and payable upon sale or transfer, or when the participant(s) cease(s) to reside in the residence. The maximum loan amount is $115,000.

The deferred loan is not assumable by another low-income buyer. The deferred loan does not bear interest in the conventional manner. The City will require annual certification from the program participants that standard hazard insurance is maintained in a specified amount and that taxes on the Hesperia CA real estate are current.

 
 
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First Time Buyers of Hesperia Real Estate May Qualify for Downpayment Assistance

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