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Purchasing A Yacht to Use for Sailing Vacations - The main reason owning a yacht in charter is so popular is because you never have to worry about your yacht or feel guilty when you are not sailing
Purchasing A Yacht to Use for Sailing Vacations

 

NewswireToday - /newswire/ - Ft. Lauderdale, FL, United States, 2005/12/22 - The main reason owning a yacht in charter is so popular is because you never have to worry about your yacht or feel guilty when you are not sailing .

   
 
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Statistically most yacht owners use their yacht less than 45 days per year. While not in use, your yacht could be earning you extra income! Half the year back home the sailing season is not very nice. However, in the Caribbean you are always guaranteed good weather and fair winds.

Cost Effectiveness – Have your yacht work to pay for its keep when you aren't using it.

When you own a charter yacht you can sail any time you like. Your yacht is always in perfect condition, clean, technically perfect. You are always ready to sail where the sun is shining and the wind is blowing.

Location – Hands down the BVI will net your yacht more charters then any other location. Why? Because of the Caribbean and British Virgin Islands' year-round fair weather and trade winds. The BVI's are set-up in a way that makes sailing vacations incredible.

Easy navigation and yachtsman friendly harbors and marinas also make the British Virgin Islands a more desirable destination. No matter where you are, in the BVI the next beautiful anchorage is no more than 5 miles away.

Overnight mooring balls are located in almost every anchorage. You will find well preserved snorkel and dive sights with easy access mooring balls for daytime use.

The easy access mooring balls make the BVI an ideal location to charter your yacht. The British Virgin Islands also have more sailing and charter related events year around than any other Caribbean destination. Just to name a few, New Years at Jost Van Dyke, Foxy's Wooden Boat Regatta, BVI Spring Regatta, Interline Regatta, Pro-am Regatta at Bitter End Yacht Club, Anegada Race and much more. Other popular charter destinations are the Grenadines, French West Indies, Bahamas and Belize.

What about chartering in the Mediterranean?

This is a very popular European charter destination however, the season is limited. The season is primarily from June to September and because it is so limited, the return on your investment is typically less than that of the Caribbean.

Normally the cost outweighs the benefit of moving your yacht between the Caribbean High Season and the Mediterranean however, some very large charter yachts whose owners wish to use them in the Mediterranean, move them back and forth.

Hot Charter Catamarans

Flybridge catamaran designs are highest in demand right now in the charter market. Also layouts offering more cabins and heads are most desirable in the charter market. The most popular bareboat charter catamarans are 1. Lagoon 440, 2. Lagoon 470, 3. Lagoon 380, 4. Lagoon 410, 5. Belize 43, 6. Privilege 435. The most popular crewed yachts are: 1. Lagoon 500, 2. Privilege 585, 3. Yapluka 70, 4. Lagoon 570.

Remember, with The Catamaran Company - catamarans.com - any head or cabin arrangement is acceptable. Currently the 3 hottest charter catamaran brands are LAGOON, FOUNTAINE PAJOT, AND PRIVILEGE.

Financing your Charter Yacht Purchase

Financing a yacht for charter purchase is much different than that of conventional yacht loans. There are very few lenders that will finance for this type of purchase. Tip: If shopping for a loan, make sure to disclose to the lender that you intend to charter the yacht full time. Charter yacht financing typically requires 20% down on a 15 year term. Current rates are roughly 6% but vary depending on the applicant's credit score and debt to income ratio. We can help with all facets of financing.

Requirement for a loan for your Charter Yacht Purchase

Lenders are typically looking for a FICA score of 720 or more. They also will not recognize charter income or potential charter income as part of the qualification for the loan. Lenders are typically looking for (debt to income) ratio or D.T.I., of no more than 45%.

 
 
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Written by / Agency / Source: The Catamaran Company

 
 

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Purchasing A Yacht to Use for Sailing Vacations

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Publisher Contact: Alex Padilla - Catamarans.com 
954-566-9806
 
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