NewswireToday - /newswire/ -
Coventry, West Midlands, United Kingdom, 2007/03/12 - Niche insurance provider, Pavilion Insurance Management Ltd, have recently launched their most unlikely insurance product so far; Re-enactorguard, insurance for re-enactors and costumers - ReenactorGuard.co.uk.
“It’s a growing market that is not particularly well serviced, many home contents cover do not provide adequate insurance for such costumes particularly when taken out of the house – which is the majority of the time for re-enactors”, states Giles Rees – Executive Director of Marketing for Pavilion. He goes on to say “They also face pretty significant public liability risk when taking part in re-enactments, (to members of the public enjoying the display) and may not be adequately covered by group or event insurance. We have a history in fulfilling the needs of niche markets, so this is very much home ground for us – it’s also a very interesting and colourful market with over 1 million participants in the UK”.
Re-enactorguard covers theft, loss and accidental damage to costumes, props and replica items, (including swords, armour and weapons) up to a total value of £10,000. In recognition of the unique needs of re-enactors, the cover was specifically designed to give theft cover automatically to property when within the vicinity of a live battle, re-enactment or display, meaning that they won’t have to physically stay with the item for it to be covered for theft – difficult if they are being removed from the battle scene by stretcher!
Other policy options include in vehicle cover, extensions to travel within the EU or worldwide and most importantly, public liability insurance for reenactors up to £5 million. The last option is of particular importance to re-enactors who often work in very close proximity to the public. Re-enactorguard takes away the risk of re-enactors falling short on their public liability coverage and extends to drills, rehearsals and practice events not always covered by a blanket event cover.
Re-enactors that use black powder or explosives in their displays are also eligible for cover providing they adhere to Re-enactorguard’s requirements for the use of explosives.
There is no excess for theft, loss or accidental damage claims but there is a minimum claim amount of £50.
Premiums are very reasonable – to cover £1000 of costumes and props would be £25 for the year, selecting £1 million public liability cover would add just £19. Payment can be by credit or debit card or pay monthly by direct debit.
Part of Pavilion Insurance Management Ltd, Re-enactorguard operates out of offices in Coventry. Pavilion operate a number of niche insurance schemes for musicians, cyclists, photographers, anglers and many others.
Giles Rees, T: +44(0)24 7685 1027 / E: giles.rees[.]pavilioninsurance.net.